do I have such an integrated and complex mesh of interlinked banking, income sources and transfer services?

This is a little like asking why a seldom used local airstrip does not need air traffic control - whereas a major airport such as London Heathrow does.

The devastating, unexpected and sudden closure of my old Barclays account - which had served me well for a quarter of a century (since before university in 1996) could have had vastly more serious (and even potentially fatal) consequences.

Prior to this, I relied on a single account and debit card. But in those days, I had a single income source, from a single employer, in one single currency - GBP obviously. And in those bygone days, an outage simply might have meant a bill would be paid a few days late; hardly more than a minor inconvenience. But, nowadays this is no longer the case!!

In the 2018/2019 robberies, I lost my card and many other things too, but as I had a crime reference and took prompt action to prevent further damage as soon as it was practical to do so, illegal withdrawals by the robbers were refunded and the cards replaced. And I had in branch access to money if urgently needed. Remember - possessions can be replaced. Your life cannot.

Losing the account itself required nothing short of emergency action, and a healthy dose of luck.

I now have a very different scenario. I no longer reliant on the UK or a UK employer - by design, my situation, circumstances and ambitions all have turned me into a truly international man. This means that, instead of a single income source in a single currency, used Soley for local expenses, I now have a combination of smaller income sources (a saying about not placing all of one's eggs in a single basket comes to mind here). And - my income now comes chiefly from international sources - after all, I no longer have the life of a local man, but that of a truly international man like my friend, Ahmed. And that trend is set to continue.

So, how do I avoid 'placing all my eggs in a single basket? Well, by having more than a single income source not tied to a given location. A UK based income source quite simply will not suffice - I leave, it is gone! Time to establishing a new income source in Burkina Faso? Indeterminate! Consequences? Potentially fatal.

Likewise, a single bank account, transfer service and card are clearly not up to the job either. Computer outage at the bank? Transfer delayed? Card swallowed by a cash machine in Ouagadougou, Shanghai or Timbuktu? Devastating - or even potentially fatal consequences (as it might prevent medical treatment).

Similarly, whereas 4-5 years ago my income was exclusively in GBP, (pounds sterling) I now have additionally... USD (United States Dollars -very important!), EUR (Euros), and even some more exotic ones including BTC (Bitcoin), ETH (Ethereum) available and before the year is out, I may need CNY (Chinese Yuan), AED (United Arab Emirates Dirham), and/or possibly even ZAR (South African Rand), KRW (South Korean Won), JPY (Japanese Yen), HKD (Hong Kong dollar) and in the future of course I will need XOF (West African CFA Franc). All these I have current support for with the exception of CNY (multi-currency accounts cannot support this for incoming payments as Chinese financial regulations mean that only Chinese citizens, businesses registered in mainland China, or foreigners with a Z category visa can receive CNY); however, I can support card payments, cash withdrawals or outgoing transfers in CNY already.

For this reason, I have multiple income sources, a number of transfer and payment services, and accounts which are interlinked. And a savings account (later to be for business purposes for added safety and security).

inspired this interlinked mesh of accounts and services? Well here are the main reasons...

▪ The fact that customers in different places pay in different currencies, obviously;

▪ The fact that I plan to (though this will have to me a several stage process) withdraw myself and the future course of family history from the UK altogether - (due to how it is being run as a rich man's playground and due to planning a family in Burkina Faso);

▪ The need for greatly improved security arrangements;

▪ The need to become fully location independent;

▪ The need to support payments to/from customers internationally;

▪ The vital need to avoid having a single point of failure, as the Barclays disaster in 2020 amply demonstrated.

>***This is why being fault tolerant is a vital part in my survival strategy.***

This infrastructure was based mainly on the history of the Arpanet (the forerunner of the internet, designed to avoid a single point of failure in the event of nuclear exchange, and the British integrated air defence system, which is a major factor explaining why, whereas other air forces the Germain Luftwaffe encountered collapsed quite quickly, the British Royal Air Force won the Battle of Britain and inflicted Hitler's first defeat and a warning that he might not be as invincible as his run of successes up until this time appeared to suggest.

The thinking behind this system of interconnected accounts, income sources and transfer services partly explains why Ade is still alive... And why we are still up and fighting for our future and that of our respective families. (My interconnected scheduling system is similarly designed and structured).

It is also why those trying to take my income have failed to date. Normally they expect an easy victory, but this is not so in my case, and do not even know this!

Are there any outstanding issues? Only one. I do, of course, I have one remaining weak point. And integrated financial system requires income to function at all! This is one issue on which I am working. And I am planning a solution here too. Why am I going to China?? I am working on this very problem as we speak. After all, I am an experienced father. I know very well that babies are free... but their care is not!

This way of thinking may explain why some say I have a 'military mind' (despite my never having been in the military):- why one of my students considers me the most resilient person he has ever known, why I am alone in my family in being able to plan as I do, and have motivation for so doing.. and why most people cannot understand why do not do things in the most obvious way - it is difficult to understand a strategy if one knows not the means, method nor motivation! It is for this reason that my ex-wife failed in her attempt to make me homeless or get me in trouble with the law in September 2016 failed - and made her homeless instead.

And one last thing. Being mysterious, incomprehensible and unintelligible is in itself a survival strategy, as well I know. There is strategy in ambiguity; It is why we are still here fighting the fight. So far, we have managed to avoid losing this fight for survival. But we cannot win without more income. And only I can bring this to fruition. And by god am I working on this problem as I write this.

I can be paid directly (no fees!) in the Following currencies at time of writing:

AED, UAE Dirham

AUD, Australian Dollar

BGN, Bulgarian Lev

BTC, Bitcoin

CAD, Canadian Dollar

CHF, Swiss Franc

CZK, Czech Koruna

DKK, Danish Krone

EUR, Euro

GBP, Pound Sterling

HKD, Hong Kong Dollar

HUF, Hungarian Forint

ILS, New Israeli Sheqel

JPY, Japanese Yen

MXN, Mexican Peso

NOK, Norwegian Krone

NZD, New Zealand Dollar

PLN, Polish Zloty

QAR, Qatari Rial

RON, Romanian Leu

RSD, Serbian Dinar

SAR, Saudi Riyal

SEK, Swedish Krona

SGD, Singapore Dollar

THB, Thai Baht

TRY, Turkish Lira

USD, United States Dollar

ZAR, South African Rand

I don’t have support for payments from the following countries/regions: Belarus, Cuba, Iran, Korea (North), Libya, Myanmar, Russia, Syria, Venezuela (Bolivarian Republic), Zimbabwe, Donetsk People's Republic, Luhansk People's Republic, Zaporizhia, and Kherson (Ukraine).

Additionally, the following transfer routes are unsupported:

USD transfers from Barbados (BRB), Curaçao (CW), Gibraltar (GIB), Malta (MLT), St Maarten (SXM), Mauritius (MU).

EUR transfers from Mauritius (MU), St Maarten (SXM). CHF and NOK transfers from Malta (MLT).

Unless you are from one of the above countries or territories, you can use a payment service to convert to or from one of the above currencies of your local currency is not listed.

For cash withdrawl and outgoing payments, I can currently support card payments and ATM withdrawals wherever Mastercard and Visa are accepted, and in the following currencies:

AED, AFN, ALL, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BWP, BYN, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LSL, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SLL, SRD, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR and ZMW.

If the currency you're looking for isn't listed here, it sadly means it's not supported. This list is subject to change, as more currencies will be added.